Questions and Answers

Questions and Answers

To find out if our advisory services are a match for your financing needs, please read the answers below or submit a quick request under our Advisory Services tab today.

How is Uptown Funding different from my bank?

At Uptown Funding, our two main goals in any transaction are 1) to create a competitive environment that forces capital sources to compete for the borrower’s loan and 2) to manage the transaction workflow so the borrower can focus on executing their business plans.

Banks are constrained by loan products and underwriting guidelines that don’t necessarily fit the borrower’s needs. The Bank’s loan officers are incentivized to maximize profits while pushing as much of the risk as possible onto the borrower. Banks also force borrowers through a variety of hoops and typically provide only limited assistance managing transaction workflow..

Uptown Funding’s approach is fundamentally different. Our fiduciary obligation is to you, the borrower.  Since we are not limited by our affiliation with any one bank, we are able to present your loan to a broad spectrum of potential capital sources and secure the best terms and pricing that the market can offer. Equally important, Uptown Funding remains very much involved in the transaction, sharing the burden of collecting and processing information, coordinating third party reports and driving towards a smooth and successful close.

Contact Us

Uptown Funding
3102 Maple Avenue, Ste 400
Dallas, TX 75201

Office: 214-305-6955
Fax: 214-305-6954

info@UptownFunding.net

Uptown Funding’s approach is fundamentally different. Our fiduciary obligation is to you, the borrower.  Since we are not limited by our affiliation with any one bank, we are able to present your loan to a broad spectrum of potential capital sources and secure the best terms and pricing that the market can offer. Equally important, Uptown Funding remains very much involved in the transaction, sharing the burden of collecting and processing information, coordinating third party reports and driving towards a smooth and successful close.

Do we end up paying more by working with Uptown Funding?


Uptown Funding charges a  loan fee as a percent of the loan amount. Because Uptown Funding absorbs the cost of originating loans for the Loan Servicer, we are able to negotiate direct pricing with most funding sources. As a result, borrowers typically incur no additional costs by engaging us to negotiate and manage their transaction. Uptown Funding has direct relationships with the largest Capital funds in the USA including CMBS, Life Companies and Private Equity Funds.

In addition, Uptown Funding saves its clients time and money by creating a competitive environment that forces the market to compete for the borrower’s business. Ultimately, clients get all the cost benefits of a more effectively managed transaction without having to accept exorbitant spreads or large loan fees.

Who are Uptown Funding’s typical Loan Servicing partners?


The goal at Uptown Funding is to add value to customer transactions by offering a wide range of financing alternatives and direct access to top national, regional loan servicers and local lenders. We have funded deals through agencies, life companies, conduits, and “out-of-the-box” funding sources. In addition to permanent debt financing, we regularly structure transactions using high-leverage bridge loans, mezzanine debt, construction loans and straight equity.

For loan amounts below $5 million we have developed strong relationships with our preferred network based on property type and borrower preference in loan structure.

What are Uptown Funding’s loan minimums?


Commercial loans and apartment financing loans from $1,000,000. Loans from $1M to $3M are directed to our small balance team and loans above $3M are considered standard transactions.

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